Building bridges
We help sustainable business growth

Empowering communities with digital inclusion through green financing

Ghashful Explained

Ghashful is an AI-powered aggregator platform connecting individuals, SMEs, and corporates with financial institutions to finance mobile phone purchases. By partnering with banks, FIs, and micro-finance institutions, Ghashful enables users to access affordable loans for personal or business mobile phone needs. Financial institutions benefit from a growing customer base, while individuals and businesses gain access to crucial mobile devices, driving digital inclusion and business growth. Whether you’re looking to enhance personal connectivity or provide essential tools to your employees, Ghashful is your trusted partner for sustainable, technology-driven growth.

Where We Work

Financial Analysis and Risk Management

To ensure the stability and success of Ghashful’s financing operations, expertise in financial See More

Technology and Systems Integration

Seamless integration of various technological systems is vital for Ghashful’s operations. See More

Partnership Management and Communication

Effective management of partnerships is key to Ghashful’s success. See More

Regulatory Compliance and Legal Affairs

Navigating the regulatory landscape is essential for Ghashful to operate within legal boundaries. See More

Why Ghashful Equity

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Empowering Through Access

Ghashful Equity focuses on empowering both individuals and businesses by ensuring equitable access to See More

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Promoting Fairness in Operations

At the heart of Ghashful Equity is a commitment to fairness in all operations and partnerships See More

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Driving Socio-Economic Development

Ghashful Equity plays a crucial role in driving socio-economic development by connecting financial See More

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Building Sustainable Growth

Through Ghashful Equity, the platform supports sustainable growth by creating long-term value for all stakeholders See More

we serves

Micro, Small and Medium Entrepreneurs

Individual

Teachers community

RMG Sector

Pharmaceuticals

Fast-moving consumer goods (FMCG)

NGO

Sales & Distributions

Supply and Logistics

Food and Beverages

Law-Enforcement Agency

Any Business

Our Numbers

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Sold Devices

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Partners

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Avg. Monthly Sales Target

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Area Coverage (Districts)

Our Clients

Case Studies

Impact of Ghashful achieving UN sustainable development goals (SDG)

Ghashful’s alignment with the United Nations Sustainable Development Goals (SDGs) represents a transformative step towards fostering inclusive and sustainable growth. By integrating innovative financial solutions with advanced digital technology, Ghashful addresses critical challenges related to poverty, economic inequality, and technological access. The platform's commitment to providing affordable financing options for smartphones and facilitating seamless partnerships between financial institutions and underserved communities contributes significantly to the achievement of various SDGs. This holistic approach not only empowers individuals and small businesses but also drives systemic change towards a more equitable and resilient global economy. Here’s how Ghashful’s efforts align with and advance various SDGs:

How Ghashful can influence facing challenges of climate change

Ghashful’s innovative platform, which enables affordable access to smartphones through strategic financing, also plays a significant role in addressing climate change. By connecting various stakeholders—ranging from banks and device suppliers to insurance companies—Ghashful fosters the adoption of energy-efficient technologies and promotes sustainable practices. Its operations extend beyond merely facilitating technology access, influencing the broader climate agenda through support for green initiatives, responsible e-waste management, and the enhancement of digital solutions for climate action. As such, Ghashful contributes to reducing environmental impact and supporting global sustainability efforts, making a meaningful difference in the fight against climate change. Ghashful's impact on climate change can be understood through several key dimensions related to its operations and the broader effects of its activities:

Call To Action

We invite potential donors to partner with us in scaling this innovative platform and contributing to the socio-economic transformation of Bangladesh. Their support will help bridge the digital divide, foster financial inclusion, and uplift millions of underserved individuals and small businesses.

Frequently Asked Questions

What is Ghashful, and how does it work?

Ghashful is a device financing aggregator platform that enables individuals and small businesses to purchase smartphones through financing from partner banks, MFIs, and other financial institutions. The platform connects various stakeholders—including banks, device suppliers, mobile network operators, and insurance companies—to provide seamless access to affordable technology. Users can apply for financing through Ghashful, and upon approval, receive their desired smartphone with flexible payment options.

Who is eligible to use Ghashful’s services?

Ghashful’s services are available to CSMEs, MSMEs, SMEs, and individual customers in Bangladesh. Eligibility criteria may vary depending on the financial partner and the specific financing plan. Generally, applicants need to provide basic identification and financial information to assess their creditworthiness. The platform is designed to be inclusive, catering to underserved communities to promote financial and digital inclusion.

How does Ghashful ensure the security of my personal and financial information?

Ghashful prioritizes the security and privacy of its users. The platform employs advanced encryption technologies and adheres to strict data protection protocols to safeguard personal and financial information. Ghashful also works with reputable financial institutions and partners that comply with industry standards for data security. User data is handled with the utmost care to prevent unauthorized access and ensure confidentiality.

What happens if I’m unable to repay my smartphone loan on time?

If you’re unable to repay your smartphone loan on time, it’s important to contact your financing partner as soon as possible to discuss your options. Ghashful’s partner financial institutions may offer various solutions, such as loan restructuring, payment extensions, or other arrangements to help you manage your repayments. In some cases, insurance coverage arranged through Ghashful may also provide support in certain situations, reducing the financial burden.

How does Ghashful contribute to sustainable development and climate action?

Ghashful contributes to sustainable development by promoting financial inclusion, enabling access to digital tools for underserved communities, and supporting the growth of small businesses. The platform also plays a role in climate action by encouraging the adoption of energy-efficient smartphones, supporting e-waste recycling initiatives, and fostering responsible consumption practices among its users and partners.

Can I choose the smartphone brand and model through Ghashful?

Yes, Ghashful offers a range of smartphone brands and models through its partnerships with device suppliers like Samsung and Excel. Users can choose from the available options based on their preferences and financing eligibility. The platform aims to provide a variety of choices to meet the diverse needs of its customers.

Contact

Address

Islam Tower, Level 6, 464/H DIT Road, Rampura, Dhaka, Bangladesh

Call Us

+88 01742-111222

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